Punjab Government Employees & Pensioners Health Insurance Scheme - PGEPHIS THE SALIENT FEATURES OF PUNJAB GOVERNMENT EMPLOYEES AND PENSIONERS HEALTH INSURANCE SCHEME 1. BENEFICIARIES: All personnel of the Punjab Government including All India Service officers, Serving, Newly Recruited, Retired and Retiring who are covered under the existing Punjab Medical Attendant … [Read more...] about Punjab Government Employees & Pensioners Health Insurance Scheme – PGEPHIS