Interest Rate on National Savings Schemes
Upto 31st March 2016
· National Saving Time & Recurring Deposit Account
| Duration | Interest Rate on Time Deposit | Recurring Deposit | |||
|---|---|---|---|---|---|
| 1 Year | 2 Year | 3 Year | 5 Year | ||
| 1 April 1987 to 31 March 1991 | 9.5% | 10.0% | 10.5% | 11.0 | 11.0 |
| 1 April 1991 to 30 Sep 1991 | 9.5% | 10.0% | 11.0% | 11.5 | 11.5 |
| 1 Oct 1991 to 15 Dec 1991 | 10.0% | 11.0% | 13.0% | 13.5 | 13.5 |
| 16 Dec 1991 to 1 Sep1993 | 12.0% | 12.0% | 13.0% | 13.5 | 13.5 |
| 2 Sep 1993 to 31 Dec 1998 | 10.5% | 11.0% | 12.0% | 12.5 | 12.5 |
| 1 Jan 1999 to 14 Jan 2000 | 9.0% | 10.0% | 11.0% | 11.5 | 11.5 |
| 15 Jan 2000 to 28 Feb 2001 | 8.0% | 9.0% | 10.0% | 10.5 | 10.5 |
| 1 March 2001 to 28 Feb 2002 | 7.5% | 8.0% | 9.0% | 9.0 | 9.0 |
| 1 March 2002 to 28 Feb 2003 | 7.3% | 7.5% | 8.3% | 8.5 | 8.5 |
| 1 March 2003 to 30 Nov 2011 | 6.3% | 6.5% | 7.3% | 7.5 | 7.5 |
| 1 Dec 2011 to 31 March 2012 | 7.7% | 7.8% | 8.0% | 8.3 | 8.0 |
| 1 April 2012 to 31 March 2013 | 8.2% | 8.3% | 8.4% | 8.5 | 8.4 |
| 1 April 2013 to 31 March 2014 | 8.2% | 8.2% | 8.3% | 8.4 | 8.3 |
| 1 April 2014 to 31 March 2016 | 8.4% | 8.4% | 8.4% | 8.5 | 8.4 |
· National Saving Monthly Income Account
| Duration | Interest Rate | |
|---|---|---|
| 15 Aug 1987 to 23 April 1992 | 12.0% | |
| 24 April 1992 to 1 Sep 1993 | 14.0% | |
| 2 Sep 1993 to 31 Dec 1998 | 13.0% | |
| 1 Jan 1999 to 14 Jan 2000 | 12.0% | |
| 15 Jan 2000 to 28 Feb 2001 | 11.0% | |
| 1 March 2001 to 28 Feb 2002 | 9.5% | |
| 1 March 2002 to 28 Feb 2003 | 9.0% | |
| 1 March 2003 to 30 Nov 2011 | 8.0% | |
| 1 Dec 2011 to 31 March 2012 | 8.2% | |
| 1 April 2012 to 31 March 2013 | 8.5% | |
| 1 April 2013 to 31 March 2014 | 8.4% |
· Public Provident Fund Account
| Duration | Interest Rate | |
|---|---|---|
| 1 April to 1986 to 31 Mar 1999 | 12% | |
| 1 April 1999 to 14 Jan 2000 | 12% | |
| 15 Jan 2000 to 28 Feb 2001 | 11% | |
| 1 Mar 2001 to 28 Feb 2002 | 9.5% | |
| 1 Mar 2002 to 28 Feb 2003 | 9% | |
| 1 Mar 2003 to 30 Nov 2011 | 8% | |
| 1 Dec 2011 to 31 Mar 2012 | 8.6% | |
| 1 April 1999 to 14 Jan 2000 | 12% | |
| 15 Jan 2000 to 28 Feb 2001 | 11% | |
| 1 Mar 2001 to 28 Feb 2002 | 9.5% | |
| 1 Mar 2002 to 28 Feb 2003 | 9% | |
| 1 Mar 2003 to 30 Nov 2011 | 8% | |
| 1 Dec 2011 to 31 Mar 2012 | 8.6% | |
| 1 April 2012 to 31 March 2013 | 8.80% | |
| 1 April 2013 to 31 March 2016 | 8.70% |
· National Savings Certificate
| Duration | Maturity Value | |
|---|---|---|
| 1 May 1989 to 31 Dec 1998 | 201.5 | |
| 1 Jan 1999 to 14 Jan 2000 | 195.6 | |
| 15 Jan 2000 to 28 Feb 2001 | 190.12 | |
| 1 March 2001 to 28 Feb 2002 | 174.52 | |
| 1 March 2002 to 28 Feb 2003 | 169.59 | |
| 1 March 2003 to 30 Nov 2011 | 160.1 | |
| 1 Dec 2011 to 31 March 2012 | ||
| 1 April 2012 to 31 March 2013 | ||
| 1 April 2013 to 31 March 2014 | ||
| 1 April 2014 to 31 March 2016 |
· Senior Citizen’s Savings Schemes
| Duration | Interest Rate | |
|---|---|---|
| 2 Aug 2004 to 30 Nov 2011 | 9.0% | |
| 1 Dec 2011 to 31 March 2012 | 9.0% | |
| 1 April 2012 to 31 March 2013 | 9.3% | |
| 1 April 2013 to 31 March 2015 | 9.2% | |
| 1 April 2015 to 31 March 2016 | 9.3% |
· Kisan Vikas Patra
| Duration | Maturity Duration | |
|---|---|---|
| 23 Mar 1988 to 15 Dec 1991 | 5 year 6 month | |
| 16 Dec 1991 to 23 April 1992 | ||
| 24 April 1992 to 1 Sep 1993 | 5 year | |
| 2 Sep 1993 to 31 dec 1998 | 5 year 6 month | |
| 1 Jan 1999 to 14 Jan 2000 | 6 year | |
| 15 Jan 2000 to 28 Feb 2001 | 6 year 6 month | |
| 1 March 2001 to 28 Feb 2002 | 7 year 3 months | |
| 1 March 2002 to 28 Feb 2003 | 7 year 8 months | |
| 1 March 2003 to 30 Nov 2011 | 8 year 7 months | |
| 18 Nov 2014 to 31 March 2016 | ||
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