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You are here: Home / News / Interest Rate on National Savings Schemes

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Interest Rate on National Savings Schemes

January 30, 2020 pcadmin Leave a Comment

Interest Rate on National Savings Schemes

Upto 31st March 2016

·         National Saving Time & Recurring Deposit Account


Duration  Interest Rate on Time Deposit Recurring Deposit
1 Year 2  Year 3  Year 5  Year
1 April  1987 to 31 March 1991 9.5% 10.0% 10.5% 11.0 11.0
1 April 1991 to 30 Sep 1991 9.5% 10.0% 11.0% 11.5 11.5
1 Oct 1991 to 15 Dec 1991 10.0% 11.0% 13.0% 13.5 13.5
16 Dec 1991 to 1 Sep1993 12.0% 12.0% 13.0% 13.5 13.5
2 Sep 1993 to 31 Dec 1998 10.5% 11.0% 12.0% 12.5 12.5
1 Jan 1999 to 14 Jan 2000 9.0% 10.0% 11.0% 11.5 11.5
15 Jan 2000 to 28 Feb 2001 8.0% 9.0% 10.0% 10.5 10.5
1 March 2001 to 28 Feb 2002 7.5% 8.0% 9.0% 9.0 9.0
1 March 2002 to 28 Feb 2003 7.3% 7.5% 8.3% 8.5 8.5
1 March 2003 to 30 Nov 2011 6.3% 6.5% 7.3% 7.5 7.5
1 Dec 2011 to 31 March 2012 7.7% 7.8% 8.0% 8.3 8.0
1 April 2012 to 31 March 2013 8.2% 8.3% 8.4% 8.5 8.4
1 April 2013 to 31 March 2014 8.2% 8.2% 8.3% 8.4 8.3
1 April 2014 to 31 March 2016 8.4% 8.4% 8.4% 8.5 8.4

·         National Saving Monthly Income Account

Duration  Interest Rate
15 Aug 1987 to 23 April 1992 12.0%
24 April 1992 to 1 Sep 1993 14.0%
2 Sep 1993 to 31 Dec 1998 13.0%
1 Jan 1999 to 14 Jan 2000 12.0%
15 Jan 2000 to 28 Feb 2001 11.0%
1 March 2001 to 28 Feb 2002 9.5%
1 March 2002 to 28 Feb 2003 9.0%
1 March 2003 to 30 Nov 2011 8.0%
1 Dec 2011 to 31 March 2012 8.2%
1 April 2012 to 31 March 2013 8.5%
1 April 2013 to 31 March 2014 8.4%

·         Public Provident Fund Account

Duration  Interest Rate
1 April to 1986 to 31 Mar 1999 12%
1 April 1999 to 14 Jan 2000 12%
15 Jan 2000 to 28 Feb 2001 11%
1 Mar 2001 to 28 Feb 2002 9.5%
1 Mar 2002 to 28 Feb 2003 9%
1 Mar 2003 to 30 Nov 2011 8%
 1 Dec 2011 to 31 Mar 2012 8.6%
1 April 1999 to 14 Jan 2000 12%
15 Jan 2000 to 28 Feb 2001 11%
1 Mar 2001 to 28 Feb 2002 9.5%
1 Mar 2002 to 28 Feb 2003 9%
1 Mar 2003 to 30 Nov 2011 8%
 1 Dec 2011 to 31 Mar 2012 8.6%
1 April 2012 to 31 March 2013 8.80%
1 April 2013 to 31 March 2016 8.70%

·         National Savings Certificate

Duration  Maturity Value
1 May 1989 to 31 Dec 1998 201.5
1 Jan  1999 to  14 Jan 2000 195.6
15 Jan 2000 to 28 Feb 2001 190.12
1 March 2001 to 28 Feb 2002 174.52
1 March 2002 to 28 Feb 2003 169.59
1 March 2003 to 30 Nov 2011 160.1
1 Dec 2011 to 31 March 2012
1 April 2012 to 31 March 2013
1 April 2013 to 31 March 2014
1 April 2014 to 31 March 2016

·         Senior Citizen’s Savings Schemes

Duration  Interest Rate
2 Aug 2004 to 30 Nov 2011 9.0%
1 Dec 2011 to 31 March 2012 9.0%
1 April 2012 to 31 March 2013 9.3%
1 April 2013 to 31 March 2015 9.2%
1 April 2015 to 31 March 2016 9.3%

·         Kisan Vikas Patra

Duration  Maturity Duration
23 Mar 1988 to 15 Dec 1991 5 year 6 month
16 Dec 1991 to 23 April 1992
24 April 1992 to 1 Sep 1993 5 year
2 Sep 1993 to 31 dec 1998 5 year 6 month
1 Jan 1999 to 14 Jan 2000 6 year
15 Jan 2000 to 28 Feb 2001 6 year 6 month
1 March 2001 to 28 Feb 2002 7 year 3 months
1 March 2002 to 28 Feb 2003 7 year 8 months
1 March 2003 to 30 Nov 2011 8 year 7 months
18 Nov 2014 to 31 March 2016

Filed Under: News

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