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You are here: Home / Postal Order / Sukanya Samriddhi Account – latest information as on 01.01.2020

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Sukanya Samriddhi Account – latest information as on 01.01.2020

January 2, 2020 pcadmin 1 Comment

Sukanya Samriddhi Account – latest information as on 01.01.2020

Gout of India Deportment of Posts
Sukanya Samriddhi Account
(A Golden Assurance for Your Little Princess)
This Scheme was launched by Prime Minister Sri. Narendra Modi
on 22nd January, 2015 for Girl Child as a part of
Beti Bachao – Bed Padhao campaign”

Main Features:

– For Girl Child unto 10 Years Age by Natural / Legal Guardian.

– Initial deposit is Rs. 250/- & Present Rate of Interest is 8.4% – Birth Certificate of Child & KYC Documents of Guardian needed. – Subsequent deposits unto 15 Years only in multiples of 50/-

-Minimum 250/- & Maximum 1,50,000/-for Financial Year.

-Account Maturity after completion of 21 Years from date of opening.

-Investment, Interest & Maturity Amount is Fully Tax Free. -Revival & Transfer Facility.

Withdrawal & Closure :

For purpose of Higher Education 50% of amount at preceding financial year an be taken if child attains 18 years age or 10th Standard whichever is least.

– Account can be closed 1 month before proposed marriage date or within 2 months from the actual date of marriage.

Full Maturity:

-Full maturity after completion of 21 Years from date of opening of account.

– Invested amount along with secured interest from time to time will be paid to the account holder on closure.

– Maturity Amount for 1000/- Monthly investment at 8.4% r.o.i is 570105/-Five Lakhs Seventy Thousand Two Hundred and Five Rupees (Invested Amount -180000/- Interest Earned – 390205/- Total -570205/-)

Sukanya Samriddhi Account

Filed Under: Postal Order

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Comments

  1. C Ravi shankara says

    January 2, 2020 at 2:29 PM

    Ssy age limit should not be a bar to help all classes of persons. Even limit of 1.5 lakh per annum should be erased n amount deposited in excess to be interested @ 4% like savings accounts. With these, parents n government will be benefited.

    Reply

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